Blog
Why 401(k)s Often Fare Better than IRAs
Despite the challenging market conditions, 401(k) balances often fare better than IRAs, providing a little more hope for retirement investors. Here are five reasons why.
Read MoreAs Volatility Increases, So Does Retirement Worry
Getting ready for retirement involves more than just calculating how much you will need and the rate you can draw down your savings. Here are a few exercises that you can take to get ready for the reality of retirement.
Read MoreFive Ways SECURE 2.0 Changes the Required Minimum Distribution Rules
SECURE 2.0 includes significant changes to the rules that apply to required minimum distributions from IRAs and employer retirement plans. Here's what you need to know.
Read MoreUnderstanding Social Security Strategies
Some strategies may boost your monthly benefit amount, helping you get the most from your benefits. Here are strategies to consider.
Read MoreEmergency Savings or Your Retirement Goals?
When it comes to personal finance, there are competing priorities that can make it difficult to determine where to focus your efforts, like the choice between building emergency savings and working toward retirement goals.
Read MoreShow All
The 5 Elements of Financial Wellness
Financial wellness is a term that refers to the overall health and well-being of an individual's finances. In order to work toward financial wellness, it is essential to understand and manage the five key elements of personal finance.
Read MoreA Look at Tax Planning for Retirement
After years of saving and planning, many people don't consider the tax burden they may face on retirement income. While you'll likely see a reduction, plan ahead to minimize your retirement tax bill. Here are some topics to consider.
Read MoreClose to Retirement? What to Know About the SECURE Act 2.0
Are you getting close to retirement? With the Secure Act 2.0 now signed into law, there are numerous retirement-related provisions included in the Omnibus Appropriations package that may be of interest to you.
Read MoreTop 5 (Almost Guaranteed) Predictions for 2023
In the spirit of making predictions that will actually come true, our financial advisors share the Top 5 for 2023 – delivered in order of certainty.
Read MoreYour Financial Fresh Start: 12 Resolutions in 12 Months
Do you want to get on top of your finances this year? Are you looking for ways to improve your fiscal health? Here are 12 financial resolutions to consider.
Read MoreIRS Increases 401(k) Limit By Record Amounts
The Internal Revenue Service (IRS) announced that the amount individuals can contribute to their 401(k) plans in 2023 has increased, and they also issued guidance regarding adjustments affecting limitations. Read on for details.
Read MoreFive Questions to Ask As You Consider Retiring
Normal retirement age used to be 65, but things are way different todayYou might be thinking about retiring, but how do you know when you are really ready for it, mentally and financially? For decades, the normal retirement age was 65....
Read More5 Year-End Tax Planning Questions to Ask Your Financial Professional
The average U.S. income tax rate stands at just over 13%—and if you're like many taxpayers, you're always looking for new tips and tricks to help reduce this percentage.1There are a number of different tax planning moves you can...
Read MoreTreat Yourself to These 5 Retirement Savings Tricks
Your retirement is the reward after years of hard work and saving. You might dream of traveling, want to invest in a vacation home, or want to take up a new hobby. For an enjoyable retirement, saving is critical. Take charge of your...
Read MoreFinancial Planning: Helping You See the Big Picture
Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to you, and each comes with a price tag attached.That's where financial planning...
Read MoreThe Ultimate Juggling Act: 4 Ways to Save for College and Retirement
With the average price for private college tuition and fees hitting $43,750 for the 2021-2022 school year and public college attendees paying more than $28,000 per year, many parents are nervously anticipating what will happen after...
Read MoreThe Best and Worst of Times
When it comes to stock market performance, August was “the best of times, and the worst of times.” The strong market rally that peaked in mid-August was viewed by many analysts as a transition from a bear to bull market,...
Read MoreNew Job and Four Tips for Your New 401(k)
Saving for retirement is important for all ages, the key is to start earlyLand a great new job? Awesome. Now is the perfect time to think about your 401(k) and retirement plan, whether you had one before or not. Saving for...
Read MoreFive Keys to Investing for Retirement
Making decisions about your retirement account can seem overwhelming, especially if you feel unsure about your knowledge of investments. However, the following basic rules can help you make smarter choices regardless of whether you...
Read MoreBack to School Planning is So Different This Year
Many parents are preparing to send children off to school this fall. While the checklists grow and the kids soak in the last few minutes of summer break, it’s important to remember college planning and back-to-school shopping. While getting
Read More401(k) Rollover Options to Consider
When people are leaving their employer, one of the decisions they need to make is what to do with their 401(k). A retirement plan participant typically has four options (and may engage in a combination of these options), each choice...
Read MoreInvestor Summer School: 3 Investing Moves to Make Before Summer is Over
Many investors still adhere to the old adage—"sell in May and go away"—while others remain fully invested even as the summer heat waves begin. What goes unsaid is that if your asset allocation accurately reflects your risk...
Read More4 Charitable Giving Strategies to Consider
Through charitable giving, you can support causes or organizations you believe in and lock in tax benefits simultaneously. Whether you’re new to charitable giving or a veteran, there are several strategies you should keep in mind...
Read MoreFive Common Financial Questions: What is the Most Suitable Answer?
At every stage of life, you may have financial questions that you don’t know the answers to. But not every question has a definite right or wrong answer because the correct answer depends on your unique situation. Here's a look...
Read MoreRevive Your Resolve: How to Recommit to Your Goals and Resolutions
The start of the year has come and gone. You may find that the goals and resolutions you set at the start are no longer getting the attention they deserve. Whether you are feeling your motivation waning or feel like the goal is too far...
Read More4 Tips for Managing Financial Stress During the Pandemic
Two years into the pandemic, it may feel like you entered a time warp for some. And from shutdown-related expenses to changes to your employment situation or workload, it can be tougher than ever to try to navigate your financial life....
Read MoreWhat Do Rising Interest Rates Mean for Your Money?
Although rising interest rates make it more expensive for consumers and businesses to borrow, retirees and others who seek income could benefit from higher yields on savings accounts and CDs.On March 16, 2022, the Federal Open Market...
Read MoreIf Social Security Falls Short, Have a Plan
Are you worried about the current state of the Social Security system and how its future may affect your retirement income? It’s important to take a long, hard look at your current savings strategy to ensure you’ll be able...
Read MoreSpring-Cleaning for Your Finances
With spring’s arrival, you may be eager to jump into your list of spring-cleaning tasks for your home and yard. However, there is another area of your life that may need some tidying up—your finances. Even if you keep up...
Read MoreAmerica’s Changing Vision of Retirement
Retirement planning is a primary reason for long-term saving, and when people think about retirement, finances are often the focus. However, it is important to also look at the nonfinancial aspects of transitioning from the world of...
Read MoreManaging Inflation's Impact on Your Budget
In the last quarter of 2021, inflation increased at its highest rate since 1990.1 From gas prices to grocery costs to utility bills; many consumers are experiencing a serious case of sticker shock. Here are some steps you may take to...
Read More